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JournalistsForHumanity.com |
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about us- chris.macrae@yahoo.co.uk
wites - dad, norman macrae 1 2, served in britain's royal air force world war 2 as a teenager navigtaing
planes over modernday bangladesh and myanmar -related webs futureofbbc.com worldclassbrands.net brandchartering.com - issues abominable corona journalism 1962 -----rural keynesianism can sustain billions of people 1977 Net Futures - The 2024 Report 1984 entrepreneurial revolution with romano prodi 1976 gifford pinchots valuabe idea intrapreneurship 1982 future of china 1977 why not silicon valley everywhere 1982 can world be sustained 1985-2025 without taking
education outside clasroom what adam smith spotted about british empire's disastrous higher edu model- 1986 1984 how the west can prep for end of superpower assuming berlin wall falls in next 5 years 1984 if
digital is to be woth everyones while how do we makecommunity health 8 times less costly 1984 if subprime isnt to destroy
youth greatest dreams what to do immediately to start 2009 The Next Ages of Man - The Economist, 24 December 1988 new millennium needs totally different politics if any needed from top - The Economist, 21 December
1991 | | grateful for surviving he thought he spend his life telling stiries how peoples could help
each others children build a bteer world than that in 1945 where two thirds of people were
trapped in poverty due to being colonised by maing g8 empires - and in the case of the majority - ie coninental asians - trapped
by britannia or japan norman told his stories at the economist testing transparency
of big decision makers - helping grow paper from 3rd ranked weekly to one in a kind global viewspaper as the only jourlist at messina he loved the concept of the eu - see www.economisteurope.com but not its execution
over the years which soon lost founder's jean monnet purpose he loved the concept
of national health services but again found their executional costs a ponzi scheme trap- one in which population bubbles would
increasingly trap europan youth in bailing out after 14 years dad who published
nearly 100 articles a year for 40 years was permitted to sign one survey a year- he was delighted to make his first survey
1962 a celebration of how well his war time enemy japan was doing- it had adopted
primarliy two americans ideas - more secore local agriculture borlaug and better quality engines permitting bullet trains docking/undockin container ship eg with all sorts of tools like forklift trucks, microelectonics,
smarter supercities- japan was sharing its knowho all down the far east coastline korea
south taiwan hk singapore -prince charles went toinspect this at the 1964 tokyo olympics- he was delighted to agree
wit the emperor that solutions like these could roll back all the colonial traps
the 2 island empires had steamed on since man began marketing machines 1760 - watt first engineerr, smilh first moral marketer chales even invited akio morita's sony to be first inward onviter in europe- in 1965 norman discovered
the most exciting puzzle of the next 60 years what if alumni of gordon moore kep
their promise to multiply 100 fold machine analytic intel every decade to 2020s -
a trillion time moore than needed to code moon landing- surely if people loved each other enough - heatl and livelihood education
of every next girl born could be improved out of every community- since
normas death in 2010 we have helped about 15 young journalists visit extremely poor places especially bangladesh see fazleabed.com how can young journalists and young educators for humanity save the world if moores law meant 2020s
is also last decade to get every life critical market and big data compass set for sdg orbits round mother earth? |
where are teachers and elders helping millennials be the sdg generation 
oxi addiction pbs %22america addicted%22 pbs - Google Search
post puts database online Drilling into the DEA’s pain pill database
adam smith's 2ng biggest idea was to map how the marketing of the age of machines spread
west from glasgow-oxford-london- could machines empower a happier development than the way london had colonised the old world
1500-1760 adam
smiths first greatest idea - what if every markets intergenational purpose audite by moral sentiments - eg new york tough
strong loving of everyone who linksin note parts of world below under coblog construction - if a click sebdsyou to a pizza ad
please comeback soon or volunteer to co-ed chris.macrae@yahoo.co.uk
LATIN
AMERICA& CARIBBEAN loving peoples in 50 OF WORLDS 200 NATIONS CALLED SIDS BY UN -
SMALL ISLAND DEV NATIONS- CARIBBEAN IS TYPICAL - major solution maps last updated unctad geneva fall 2019 and by bbc attenborough
blue planet 2 small land huge ocean front- big losers to hurricane/climate, plastic , loss of tourism if that is consequence
of corona, loss of inclusion in global fintech if that is punishment all to be tarred with due to a few bad actors | | | | | Beihang University |
steve higham
responsibility of top down
system
breaking from economistjapan.com Almost 50 nations leaders attended the recent japan osaka g20 pm Abe was abou the only one
who focused on wonderful future opportunities asking g20s to add in 2 frames osaka track - how do nations share globally true data society 5.0 -please see journalistsforhumanity.com ongoing twitter track breaking sos maritime - reported nhkworld 7/16 EU now breacking internatuonal maritime law&n?; | notes on why 3 billion asians including 2 billion women already prefer cashless money consider
2 s0rts of ideas - - zero sum currencies versus positive sum currencies
- costs of dealing in
paper money where there is no electricity
1a while man was racing to the moon there were huge parts of
the asian continent where women were valued at next to zero- if deve,lopment economics accepted the chalenge of raising
their value/productivity to equal men - a positive sum currency was needed- for example give all asian village
women a share in increasing their ptoduction -if you like a womancoin that started at being a few cents but grew
like any share with their rising productivity - thats what bangladesh and chienese women gifted to the world- it
took a few zags the first digital cash was tested in kenya by ibrahim cell net and mpesa vodaphone- the first vilage
mobiles in the world were tested in bangladesh by quadirs at mi9t and legatium diubia, soror. telenor of norway
and bangladesh village women; today the worlds largest ngio partnershi with tech genii bill gates jack ma and others
gioards the billion womens poorest bacnk ww.blash.com meanwhile somewhere along the track between first
eeing bezos ecommerce in 1995 and 2008 jack ma's freinds invented alipay- remember jacj has quite a lot of friends-
he taight 1000 youth of his age ti speak english and be tour gudies - he has always seen otyher ecosystems like
tencent and baidu as win-wins; today tencents wechat oaty may have more users than alipay (and is clearly what facebook thinks
it can well copy with libra) while kjack partbers have more data on small enterprises but there
is someyhing else - jack ahd about 12 yeras to think about how to design ecommerce to maimse local commuities
selling the nest of what they could make- he decided not to stock stuff but design the dbig data algorithms
of how to make last mile services and links to worldwide supply chians ewtp an order of magnitude more economical now
you can pay tyouyr money and take your choisce but most of aisa and most developing countries prefer to maximise
in community sevrice jobs than to deliver things the way uisa does; actually its noit clear what usa will want as
the big ox reatilers disappear - suddenly the smart money may be on designing neignboirhoods wghere everione
thrives and happiness is growing wherever people meet on the streets- but that is for americans to choose- this
is all part of clouds and other bug data small platforms growing with smattrphones and morphing into ai in te 2020s; actually
5g ai is quite scary as there will be up to a million smart devices per square mile of humans and some will be mamking
their own decisions real time- those who partner the far east on that will develop far the safest and happuest futures
for all- you only need one bug in a million for every square mile to be infected with a rogue operator- this front
door risk is to those who have etsted all 5g technolgies down on ground the most risky thing- again asia is
miles ahead of usa on this because quite frankly usa gave up developing 5g when ;lucent and worldcom wen bust- but
no matter -turn to ai health - maybe thats wehre the epopels of america should make their choice as the thing about
ai is it makes the purspoess of all markets and true media interconnecetd- see also age osaka track and society
5.0 at G20 | notes for
journalising 10 times more afforddable health and safety services my family has been trying to do this for
over 70 years and over 120 years - 70! dad after serving in world war 2 as teenager navigating planes
over modernday myanmar and bangkadesh journalised at The Economist
tracking both the mistakes of launching natiuonal
helath services in UK/EU and america mistakes of making health services double the cost of anywherr else - - 120!meanwhile
my great grandparents in India launched mumbai's first pharmacy at kemps corner
Better care at one eigth the cost? if not this
life shaping purpose what has all the tech investment been for?
Cover Below
The Economist. Saturday, 28 April 1984.
Pages 23,24. Vol 291, issue 7339. 
serious
health journalkists need to know what data the government has and publishes and does noit publishs -what varies across
governmentgs and why- they should also doublecheck data approximately- when i first worked in the uk's office
of popultuion censuses and surveyus, electronic calculaturs were new - some clerks would print out 12 digit numbers but not necessarily
get the decimal place correct! everything that depends on data is chnaging now because of artificial intelligence
; computer AI have stsatistical capability humans could not dream of the worst thing a country can do
now is 1 not colect health data honestly 2 not share it publicly the clallenge to worldwide health service
is notsimply national - cities and communities that share the most transparent ai health will be able to achieve 5 to
10 times betyer health the mlore AI apps - we can eg leap forward in diseases like cancer but only thise nations who
share their datana nd th ai will- if data is not true (actionable) at local levelAIi will quickly show which natuons
are failing and if the reason for that is political gaming it would be best for everywhere else to exclude that nation
- by 2030 we will have trilion tiems more machine analytic capacity than when we raced to the moon- these are not ordinary times
- wherever man chooses to scale global systems at the same overall levelas mother earth- her sustems are from the bottom up
(what eisntein called integrating the deepest micro possible) and her systems do not obey mans borders -borders become
the greatest expoential risk for everyone- plagues know no borders COUNTDOWN PREP BEFORE CELEBRATING AI
HEALTH -see also Jpan B20 Oska track what makes global dtat hi-trust and soc 5.0 the rough plan before
big data tech is: agree what your society regards as basic life buiding services espeocially for choldren and miothers
and insure those fior everyone- thats makes the average cost lowest however know adam smith rule of transpoarent markets
(not what some american atribute as free emarkets) in 1748 adma smith defined markets that empowered emotional intelligence(
he called it trust or moral sentiments) as ones where everyone could see costs and everone could see merchants prices
sold and bought - as well as diferentiate if a service involved quality (or longer term saftety) not just generic if
you lanubh a national healthy sevrice you need to relentlessly work on making the data adam smith wlould demand transprarent
otherwise every diferent actor will take advantage of teh system noit knowing costs and not knowing who the most passionate
care providers are - if you siloise a market the way usa did you face the same crisis - fail to relentlessly platofrm
the data by and for everyone and the silos will extranlise risk on the commons while makin g ever moire money fior thesmekves
ibstead of more health for the people a scond issue - dont ;put religion or p[olitics into mothers
and infants health- ironically the mation that was so pleased wuith' itslef of letto ngh imignrant bring any or npo
god - now has it all wrong- onjly americ of civilised nations has politicians segmenting theirt parties over the morals
of being a mother -whats worse is when this interrupts getting the health workers who care the most for their patients-
the only way you can multiply 10 times better service there is no poiing trump blaming the chinese for
all the jobs america will lose in the next 5 uyreas if americans dont make health servioce much cheaper and fairer wiuth
ai- in fact nobody will wnat to trade with a nation who fails the ai health test this is vecause if you have true transparen
t data aki can now do staitical anayleses humans never could -all naotiosn who do that wi;ll share in a golden age of
hea;lth sevrvice its not just that tech now has the compacuty to crinch numbers in ways humsnb copuld never do - a new
invention in the ;last 3 yeras ai has become better at reading biody langiahe of humans than himnms it ios nit
an extremly ignorant metro that tells its passengers every 5 minutes if you see something say somethiong ai camers can
do that 100 times more timely ways -one has to wonder where a transportation service is so dumb is it bad operators
or is it that the bpolitocians dont want the ;people tio have 21st c infrastructire- the secret of great 21st c instfarstructire
is it em[poiwers communities to do more and more of bottom -up safety and health care and loving each others children
and peoples- there is no room for top down people to tax what communiteis can do directly- the far est is wiorking this
out and will happily coorperate with any place that wants its communitie to thrive- will usa decline and fall simply
because it doesnt know how to hiumanise tech |
if you afqre a jouyrnalist who cares -please feel free-
rewrite this taking out anything taht is imoolite but not diluting the issues you need to undetrstrand if you are not
to fake converage of health saftey i
welcome sharing ways to do this- i can send you list of practioners who ger this in most parts of the wprld unfiortuantl'ey the 2 best exmplars in dc region - jim
kim has gone, and LW has just been asked by trump party to resign.
here are 3 of most important pieces of jourmalism we have seen in first 60 years of tech
trillion times moore than when man raced to the moon begun as 50 years of diaries at The Economist - chris.macrae@yahoo.co.uk : we welcome hearing your
nominations of true jouralism for sustainability generation 2019 to date FOX Business’ Trish Regan talks with CGTN’s Liu Xin on
trade and intellectual property informal transcript 586000 youtube views as at may 30 9am washington dc
time TRISH Tonight, I have a special guest joining us all the way from China To discuss
challenges of trade between US and her home country She is host of the prime time English
language television program over seen by The Chinese Communist Party (CCP) She and I might
not agree on everything but I believe this is an opportunity to hear a different view on trade negotiations: how is Chinese
Party thinking about trade and thinking about the united states? In interest of transparency I should explain that I don’t
speak for anyone apart from myself as host of a Fox business show- my guest however is part of the CCP and that is fine as
I say: I welcome different perspectives on this show. With all that in mind I welcome Liu Xin host of The Point with
Liu Xin Please
note there are time delays in satellite we will try not to speak over each other: Xin welcome good to have you here XIN: thank
you Trish for having me : an unprecedented opportunity, I never dreamed I would have this kind of opportunity to speak to
you and to talk to people in America- But Trish I have to get it straight I am not a member of the Communist Party of
China – and here today I only speak for myself as Liu Xin a journalist working for CGTN TRISH: Ok -what’s your current assessment
of where we ate with trade talks? do you believe a deal is possible? XIN I don’t know – I don’t have insider information
; what I know is talks weren’t very successful last time in USA -and now I think both sides are considering wat to do
next- but I think China government has made it very clear that unless the us gov made position clear – that unless US
government treats negotiation team with respect (without using outside pressure) the possibility of a deal may take a prolonged
period of time on both sides TRISH: I would
stress: I want to believe something can get done, these are certainly challenging times with lot of rhetoric out there let
me turn to big issue of Intellectual Property rights I think we can agree its not right to take something that is not yours
and yet in going through some of these WTO cases (screen scrolls ) there is evidence china
has stolen hundreds of billion dollars though we should not care if its that’s amount or a few cents- how do us companies
operate in china if they are at risk of having this stolen Wind
turbine case Motorola case massive hacking campaign Oreo
white case Iowa seed cirn case Tappy the robot case Clifbaw case Allen ho tva nuclear case File stirage
and chuna national health Unit 61398 case Great firewall case Microm tech
case Recorde future cyberattack case XIN -well Trish I think you have to ask American businesses whether they
wanted to come to China? whether they find coming to China profitable or not? As far as I understand many American companies
have established in China – very profitably, and great majority of them plan to continue to invest in China and explore
the Chinese market (new tariffs add uncertainty). I do not deny there have been IP issues I think that have to be dealt
with and I think that across the Chinese gov and Chinese people and me as individual, there is a clear consensus: without
protection on IP rights no country, no individual can be stronger and develop itself I think that is a consensus across Chinese
society - but there are cases where individuals go and steal all over the world – eg there are cases between US
companies suing each other all the time over IP rights- you cannot say because these cases are happening that America is stealing
or that china is stealing or the Chinese people is stealing – I think this kind of blanket statement isn’t helpful TRISH: well
I think we can all agree if you are going to do business with some it has to be based on trust and you dont want anyone stealing
your valuable info which you spend decades working on but lets discuss tech companies that work with military and government
where the issue is not just individual companies it’s the government itself that may be getting access to the etch (I
get China is upset Huawei not being welcomed into us markets)- so let me ask: what if we said hey Huawei come on in but here’s
the deal you must share all the incredible tech advantages you have bene working on -share with us. would that be ok? XIN: if it’s
through cooperation mutual learning if you pay for the use of the IP of the tech-why not? we all prosper because we learn
from each other. I learnt English because I had American teachers and American friends, I still learn how to do journalism
because I have American editors and copy editors , so I think it is fine as long as its not illegal – that’s
how people get better TRISH: you mentioned
that you should pay for the acquisition of that – I think in liberal economies IP is governed by a set of laws so we
all need to play by the rules if we are to gain trust but I think you bring up some good points let me turn to China as the
second largest economy, at what point will China decide to abandon its developing nation status and stop borrowing from World
Bank XIN
I think this kind of discussion is going on-indeed people say if you are so big why don’t you grow up? Basically I think
we want to grow up. We don’t want to be poor or underdeveloped but how do you define things?-don’t forget we have
over 1.4 billion people over three times of USA – we have per capital GDP less than quarter of USA and even less than
some countries in Europe – you tell me where shall we put ourselves? This is complicated … people are looking
up to us to do more around the world- we are the wprld’s largest contributor to the UN human peace-keeping mission ,we
are giving aid because we know we have to grown up, and thank you Trish for the reminder TRISH Lets get to tariffs -I have seen some of you comments and that China could lower
some of its tariffs. In 2016 the average tariff (effectively tax ) charged on American goods in China was 9.9% that was effectively
triple what America charged on China goods- so what do you think about getting rid of tariffs altogether would that work? XIN I think that would be a wonderful idea
– I mean don’t you think for American companies’ products in China would be even cheaper and for American
consumers products would be cheaper. I think that would be wonderful and we should work toward it- but you know you talked
about rule based system- this is the thing if you want to change the rules it has to be done with mutual consensus not just
between china and us - what about the European coming, Japan coming , even the Venezuelans coming- you cant discriminate.
– I think last time world agreed on the kind of tariff reductions China should commit to was exactly the result of years
of multilateral discussions – the United States led by clarifying what was seen in its interest and to what degree to
lower US tarifs (nobody could have got started without that, and then China agreed to modify their tarifs) - it is all
about the decisions of countries according to their self-interest- now I agree 20 years later the question to ask isr what
are we going to do?- maybe these old rules need change – lets talks about it but multilaterally
TRISH 1974 section 301 includes rule that enables usa to use tariffs
if china was taking IP – I think in some way this is what it all comes down to NOW on trust- I hear you on forced tech
transfer and I think some American companies may have made a mistake in terms of being willing to give some things up
in near term—but thus is an issue where the country as a whole needs to step in -we are seeing USA do that perhaps in
a way that hasn’t happened before - I mean this admin has identified the challenge but has been unwilling to tale
it on- so we are living in different times- let me ask you how do you define state capitalism? XIN: we see it as socialism with Chinese
characteristics where market forces are to play deciding role In the allocation of resources. A market economy where some
state owned companies play important but increasingly smaller role -look at today’s picture: 80% of employment
is by private enterprises , 80% of exports by private companies, about 65% if tech by private enterprises, the internet companies
are private companies – we want to be dynamic and open
TRISH– as a free trade person, I think openness is the way to pursue, it leads to
greater prosperity for both us – win-win – interesting I appreciate you being here XIN thank you so much if you want to come
to china you are welcome any time, I show you around -thank you Tris for the opportunity TRISH closing remark: just to say as I told Xin no one
wants a trade war but we have to think long and hard about the right next step  18:08 Liu Xin joins
fellow CGTN anchor Zou Yue and other guests for a detailed review of her live television discussion with Fox ... New  8:47 For
the first time ever, journalists from China and the United States took part in a televised head to head on Thursday. New  16:37 SupChina
is an independent digital media company: https://supchina.com @supchinanews http://twitter.com/supchinanews.
 2:19 The
China-U.S. trade frictions will enter a new chapter this coming week. The issue is to be the subject of a debate between CGTN ... .
x | jouralism started
around america's 3rd century circa 1976 
related 1972's Next 40 Years ;1976's Coming Entrepreneurial Revolution; 12 week leaders debate1982's We're All Intrapreneurial NowWhat will human race produce in 20th C Q4? - Jan 1975(1984 book on net generation 3 billion job creation) ...1991 Survey looking forward to The End of Politicians1975 Asian Pacific Century 1975-20751977 survey China
1977 
. 
| 2025 Report & worldrecordjobs 60th annual update caveates
we dont normally include journalists in our ratings because of our view that gurudom is bad for journalists and economists an
exception: it seemed important to include the bbc;s attenborogh and plain i the rankings as world service needs to mediate
green and cultures new to us in 2020 rankingts- scwarzman - now he has founded 2 coleges in as vital bridges - tsinghua
and MIT longest in our rankings- moore wiuthout whom promise of trillions times moore than raced to moon in 1960s would
not have been deadlined fazle abed -whose girl empowerment networks out of bangaldesh can now be seen as a half billion
livelihood education system Yama-Maso - there is so much to study around Yang Jerry, Ma Jack and Son Maso
-both the linkages and the innovatuons the world would have missed if they hadnt found each other 
6 chapter 7 chapter 8 chapter 9 chapter 10 chapter 11 part 1 chapter 11 part 2 chapter 12 chapter 13 chapter 14 chapter 15 chapter 16 chapter 17 chapter 18 chapter 19 chapter 21 chapter 20x chapter 1 chapter 2 chapter 3 part 1 chapter 3 part 2 chapter 4 chapter 5 chapter It seems to us that Mr & Mrs Gates, Soros and now Ms Bezos have the hardest choices to make but at least now they
have a lot of info and can check this out withy east and west and hopefully the south jim kim and antonio gutteres special
mention must be given to elon musk and to tyge greatest corporate leader of all who must remain nameless until Trump- era
is o0ver you can wechat or whats app if you need mo0re info at +1 240 316 8157= if you are permitted blog you can go
to worldrecordjobs.com- if you want to acces our first 60 years of archives -see NormanMacrae.net - we have 5 twitter
moments , 10000 students of yunus dvds to open source - as you may know from our biography of te faher of computing jo0n von
neumann - he was not in favor of most patents on life-critical apps in #digitalcooperation age lasting more than 90 days.
if you se4riously want 2030s youth to be orbiting trust round all sdgs by 2030 then he is mathematically right- if you wnat
5% of people always to boss the rest of 95% of people, clearly an exactly opposite maths and ;egislatire is needed |
we invite young journalists for humanity to co-blog with us at AIIBnews.com rsvp chris.macrae@yahoo.co.uk
why
wouldnt congress use the law on its books to close do america's worst media - hint facebook later this week? probbaly same
reason that uk houses of parliament failed to close down news of worlds owners in spite of their obscene personal hacking
and attack on auntie meanwhile
i would recommend invetors short nike for partly wroing reasons- at the end of the day if you mess with a national anthem
what do you have left to unite a nation - however relevant the cause- it could go either way but ultimately i expect the nhl
is too greedy to back nike and this will devalue both networks more
at www.brandchartering.com www.worldclassbrands.tv www.beyond-branding.com The Economist's Year of Thhe Brand 1988 www.economistrefugee.com
Dictionary World
Record Jobs Creators60
years ago dad normanmacrae.net returned with pocket calculator from japan: started first of 100 AI dialogues-what if every
human being had one of these? AI Entrepreneur dialogues flowed: The Economist & ski slopes Davos with Prodi in Venice More
Moments JfH began in 1962 at The Economist or earlier. In
those days you had to be 39 years of age for a journalist to sign one annual contribution - a survey of where some peoples
were ending poverty and maximising youth livelihhods - the original purpose of The Economist in 1843. Macrae had been tutored
by Keynes: Corpus Christi Cambridge 1945) on mediating systems of end poverty economics after first surviving war spending
his last days as teenager navigating airplanes over modernday myanmar and bangladesh Norman Macrae
went on to to produce 2 survey series - win-win economic models to unite round: japan from 1962 which on retiremnt was awarded The Emperors Order of Rising Sun with Gold bars, 1972 the Entrepreneurial Revolution of worldwide youth to be conected by digital networks 1972, asia pacifc 1976
china 1977, Bangladesh 2008 as well as celebarrate usigned heroic developmenst like singapore
and hong kong and surveys of places where the
world needed to look for an opportunity to free the people- russia 1963, south africa 1968, EU form 1957 (Noramn had been
the only jouranlsit 1955 Messina- he supported peace and free markjet concepts but not what mordphed in the elast accounatble
top down bureaucracy) where are jouranlists for humanity today? starting 2008 two years
before his death, we've been helping youth create journalist and educational exchanges around the greatest girl
empowerment and technolgy leapfrog stories we can find- we'll bepublishing world recird joib creators in multimple languages rsvp
with views of where to see the greatest jourmnalism live - we love CGTN whose rebirth started jan 2017 and which has just started inviting 5 channels to co-dialogue on what
40% of people want to do to race to nsustainability beyong the old carbon monoply of western media have a look at te blog
www.aiibnews.com or if blogs are not alowed try www.erworld.tv | 1984 1984
|
heres's a sample from the first day that 5 channels
every broadcast from cgtn headquarters in beijing - with particular thanks to Brics Talk facilaitor Liu Xin of course all reporting eerors below are our own chris.macare@yahoo.co.uk you may have heard the world biggest broadcaster today invited 5 nations broadcasters to debate what
they thought youth and families wanted mediated to be sustainable
while the transcripts still to come are long- below are a top 7 issues
regarding issue 3 - this connects with agendas of both stefnaos and al in baltimore- eseentially food and arts are microfrabnchises
you vcan design in one place then multiply anywhere communities want to come together -stefanos please
could you see if your celebrity chedf who did undrcover boss knows of Gastromotiva its the centre of community food big bang as china aree concrned but if he has his own netwirks how do we fan those
i
have made some progress with the head of the world bank reponsible for franciscan regions of latin america once i get to beijing
i think i know who i need to leak what good news to first- thre popes trip to bangladesh in 8 weeks is very good news for
girls empowerment journalim which we have connected since 2007- daniel is there anyone left at columbia uni where you learnt
jiyurnalism who would be interested in this biggest change journalism and education story ever told JournalistsForHumanity.com
7 smartest questions media ever posed
1 why is tomorrows world still media monopolised by a g7 who gained most from past era of guzzling carbon? which of these
7 countries US Germany UK Spain Italy France Japan has tried hardest to jump away from big carbon macroecomics
2 how did euro union become another fixture of destroying youth livelihoods in what is now G7+EU?
3 what is youth - especially poorest girls -ask most for
as being more affrodable to learn- which practice experts actually want to help youth rejuvenate communities - eg chefs movement
goal 100 million nutritious livelihoods with local produce ..connectors of green big bang clubs first 2000 societies to thrive
round carbon zero
4 IF
5 countries could meet annually to debate how to rejuvenate 21st and go beyond carbon, whcih would worldwide youth choose
first to interact with?
5 what extraordinary metacollaboration projects could these 5
countries host and invite other countries who want to go green or celebarte youth livelihoods to benchmark
6 all global leadership summits
segment in 2 opposite ways - global 1.0 talk shops for command and control, global 2.0 empowerment p;rocesses that create
action networking solutions for youth to linkin- which is which - and which nations are freeing their youth to culturally
exchange with the sustainble generation summits
7 why does the un host an education summit with 30 leader declaring half of all youth will
be unemployable by 2030 unless we chnage education which within a year has turned into how we get more finance for old education
| | China issued a white paper on poverty reduction and human rights improvements
last October. The white paper says that poverty ... Premier Li Keqiang has said in his annual government work report that China
faces “far more complicated and grave situations” ... Chinese President Xi Jinping will pay a state visit to Switzerland from
January 15-18. One of the most important items on his ...
|
| question from Norman
Macrae Archives do you now a pro-youh journalist connecting places with a sustainable
future eg philippines Pabsy connecting philippines. DC , youthworldbanking through such value multiplying mindsets as as POP (Preferential Option POOR) and GII | PABSYLIVE | PABSY
ON GII of IM IM | Farmer on wy he shares POP with PIH, Jim Kim and disciples of Pope Francis | Im
Im Quest to POpe Francis - count on me | transcripts of 2030now millenniqls for sustainability |
Take a goodwill journalism tour (or help sustainability millennials sign in who to bank on) as way above zero-sum Journalists for Humanity - rsvp isabella@unacknowledgedgiant.com 1
Our gold standard is Usahidi and Kenya's IHUB - hip hip hoorah http://www.ushahidi.com/mission/ Ushahidi’s Mission Ushahidi which means “testimony” in Swahili, was a website that was initially
developed to map reports of violence in Kenya after the post-election fallout at the beginning of 2008. Since then, the name
“Ushahidi” has come to represent the people behind the “Ushahidi Platform”. Our
roots are in the collaboration of Kenyan citizen journalists during a time of crisis. The original website was used to map
incidents of violence and peace efforts throughout the country based on reports submitted via the web and mobile phones. This
website had 45,000 users in Kenya, and was the catalyst for us realizing there was a need for a platform based on it, which
could be used by others around the world. Fast forward six years and Ushahidi has grown
into a global non-profit technology company with origins in Kenya. Today Ushahidi’s mission is the change the way information
flows in the world and empower people to make an impact with open source technologies, cross-sector partnerships, and ground-breaking
ventures. Ushahidi
is responsible for founding the iHub, a technology hub in Nairobi which has helped build the technology community in East Africa, growing to over 14,000 members,
has incubated 150 tech startups that have created over 1000 jobs. Ushahidi, together with partners Hivos and the Institute
of Development Studies, implements the Making all Voices Count Grand Challenge, a $55 million fund which focuses global attention on creative and cutting-edge solutions to transform
the relationship between citizens and their governments including seeding innovative solutions. Lastly,
as a group of technologists spread around the world who get really frustrated when the internet doesn’t work, Ushahidi
built and spun out BRCK, which builds rugged internet for people and things.At Ushahidi, it isn’t just about building software, it is about
solving problems. With Ushahidi we build open source software tools, at BRCK we build a platform for access to the web, and
iHub we help build the Kenyan tech sector by creating a community with access to services like the mLab, UX lab, and Gearbox. We build these organizations because we want to see more stories like Ushahidi’s in the world. 2 We are curious will yunusolympics (ever since we first met him in 2007 - he was hoping his partners would talk a world sporting stage in code-sharing
his messags) - ever come over to MOOCYunus in time (see also openlearningcampus) - note how Atlanta Nov 2015 celebrations designed round yunus and other nobel peace acticitists with youth are co-spodnored by the turner family
who have given back so much of what they made from CNN (Cable News Netwprk) to try and bring every netwprks of the UN back
to ground level citizen engage,en; note how out of paris ws the world number 1 supporter of yunus global media change - some
woenderful film directirs contributed in 2009 to www.notimeleft.org (see wenders contribution especially_ but where did all that storytelling go to? then there was vivian who signd up to direct
Yunus Movie but never got the complete support she needed have a look at www.african24tv.com out of Paris- its founded round 80 journaliust looking for best leaders by and for africans- for example if africa is
ever to have iots own IBM who can elad that to sustain the human ;lot of africans Yunus has inspired such bbc film anchors as Paul Rose (filamaker oceans) and Michael Palin (now filmaker cutures round the world trip, also Monty Pyton) to come out to bat - what
teir next steps?
Breaking News July 2011 help make this first draft zing
a bit more -reference last year's isabella-cast
--------------------------------------------------------------------------------
NOT MY NEWS OF THE WORLD
Hello young people everywhere from Tunisia to Egypt , Greece to Spain , Japan to Bangladesh .
Don’t despair. The 2010s can be
the most exciting decade for us to lead productive lives as long as we know which media and economics to get rid of, as well
as whose social actions to joyfully celebrate. That was the severe test my granddad set himself and fellow journalists
for humanity - over 40 years of reporting for The Economist. And that’s why Norman Macrae also asked people like
me to storytell his life’s good news fables once a year after his parting in the summer of 2010. Every time the dumbest media in the world
collapses that is a good news opportunity. In Britain this weekend youth have cause to celebrate the end of The News of The
World . Wrapped up in the 20th century’s most popular tabloid was everything we don’t need advertisers to
celebrate as young people take on the greatest sustainability games ever played. Let’s hope the BBC in particular remembers that as it chooses how
to celebrate the Olympics – Queen Elizabeth’s swansong for the joy of youth, commonwealth and linking in sustainability
community actions everywhere. The News of the World made the worst use of mobile telecoms of any media platform. Since Norman first discussed how
to network with mobile telecoms in 1984 his entrepreneurial revolution friends have had 27 years searching for best uses. We recommend nothing is more exciting
to mobilise than what started in 1996 in Bangladesh when 100000 global villages hubs of the world’s poorest mothers
started linking in sustainability economics. We invite thousands of youth to diarize good news stories of info technology
at YouthandYunus.com - this happy dotcom is spelt Y O U T H A N D Y U N U S Lets hope the world’s most powerful people join youth in exciting
lessons on how NOT to use mobile phones. Give the Murdoch family the chance to invite the net generation to co-create good
news media in the place of the most salacious gossip sheet in his empire. The strongest newspapers have always blended whole
truth journalistic curiosity with at most a couple of goals chosen to improve the next generation’s lot. YES YOU CAN Lets help the Murdoch’s make their
millennium goals wish come true. Let it be that their family re-examine how their most powerful media can help youth
celebrate another way to bail out banks. Join Queen Sofia's summit on this in Spain in November. It is economically
possible for media to help find a way in which youth are not trapped in picking up all the bills of their elders. As we all
found out in 2008, this remains the urgent and defining good news story of the decade –the one that will shape generations
and planet, for ever and a day. Good News Bottomines: 1 Places everywhere now need structures that mediate investments in their youth’s co-production of heroic goals. 2 Consider how stories of bankabillion
networks can be designed round girl power are so much more joyous than banking designed for ever fewer big brothers. 3 Bon courage Rupert Murdoch, Au Revoir
Norman Macrae chris macrae http://normanmacrae.ning.com/ wash
dc 301 881 1655
Jargon Note - what Dr Yunus used to call Future Capitalism has since the launch of Global Grameen become known as Global Social Business and Sustainability Partnering Breaking good news for 2010s- Nov 2009- inspired by the
official launch by Dr Yunus and California State education system of the California Institute of Social Business, our own
launches of Global and London Institutes of Social Business aim to make priority connections between JforH in California, London and Paris - RSVP
info@worldcitizen.tv if you can collaboratively help add in JforH from another future capital of sustainability .LA LJ being a film producer lead sponsor of Cal Instit of SB J Skoll & L
Brilliant of Participant Productions A Webber (SF) and H Row (LA) former leaders of social capital intercity
centres of fastcompany.com TheGreenChildren (O T) - sustainability world's favourite pop group Holly Mosher - filmaker of Yunus "Bonsai" and for The Global Summit hq in LA | London .Paul Rose: BBC's Polar and Solar explorer - thanks to Sofia & Mostofa host of yunus 69th birthday dialogue, blogger of Bangladesh's world leading explorations of sustainability "Dhaka en route to celebrating every sustainability capital -TM YunusCentre 09" London en route to every Job Creation Sustainability Capital - TM 09 LCL & IsabellaWM family foundation | Paris Vivian Norris De Montaigu, origin of blockbuster Yunus Movie makers cince 2005 or earlier. |
| vote
for agility of journalists in questioning future capitalism info@worldcitizen.tv100 Vivian Norris de Montaigu 99 Alan Webber90+Charlie Rose80+ | Future Capitalism Birthday party
of the year - with Muhammad Yunus, Dhaka June 29, day after his 69th - will you be there? inquiries chris macrae washington dc
bureau 301 881 1655 tell us of ebs where you can find out what journalists are up to -eg journalisted.com 2009 Year of MicroCollaboration please help info@worldcitizen.tv catalogue advice for President Obama from the world's most trusted free marketers of ending poverty: eg1 the president can declare the date for zero poverty in the
whole world at the same time encourage the united states to set their date when their city be zero poverty when their county
gets to zero poverty ..you are never going back- city by city, county by county, state by state, it can be done and it
will encourage everyone else – ..that state can do it, we can do it this is the way to go, so poverty will be the challenge –and once you have solved poverty
other solutions come right away, environment will come right away - Muhmammad Yunus, California, Nov 08
|
The Future's News (since 84)
We are journalists, media experts, microentrepreneurs, economists and citizens. We track how methods of Industry Sector Responsibility Mapping (ISRM) can support sustainability
investments in ways that Corporate Sector Responsibility advisory systemically could not. Leadership methods of ISRM
include Future Capitalism collaborations, Trillion Dollar Auditing and Community Impact Accountancy.
Future Capitalism has changed the world of goodwill valuation faster than other network economics tools due to this year’s launch of its human sustainability imperatives by
top
of the world leaders like Bill Gates and Bottom Billion leaders like Muhammad Yunus. If you would like JFH to demonstrate
a Future Capitalism game for your sector, please contact us
Washington DC Bureau tel 301 881 1655 |  | Click to debate why so many of humanity's greatest stories are never seen on Public Broadcasting 
|
download collaboration interview with bill drayton - epicentre of social entrepreneurs est. 1978 | | Wednesday, October 21, 2009 Last
fall, the US government embarked on a huge public rescue of Wall Street, necessary, we were told, to avert a second Great
Depression and to save Main Street from a devastating credit crunch. In the sharpest dissection yet of the bailout, Demos
Senior Fellow and former Goldman Sachs Managing Director Nomi Prins' new book It Takes a Pillage: Behind the Bailouts, Bonuses, and Backroom Deals from Washington to Wall
Street pulls back the veil of spin, secrecy, and self-interest to reveal the truth about financial power in America. Join Demos and Borders Bookstore for a reading with Nomi Prins and a discussion about the urgent need for real financial reform in America. About
the Author: 
Nomi Prins is a journalist and Senior Fellow at Demos. In addition to It Takes a Pillage,
Nomi is the author of Other People's Money: The Corporate Mugging of America, a devastating exposé into
corporate corruption, political collusion and Wall Street deception. Other People's Money was chosen as
a Best Book of 2004 by The Economist, Barron's and The Library Journal. Her book Jacked:
How "Conservatives" are Picking Your Pocket (Whether You Voted For Them or Not) catalogs her traveling
around the country; talking to people about their wallets, lives, and opinions: card by card - issue by issue. Before
becoming a journalist, Nomi worked on Wall Street as a managing director at Goldman Sachs, and running the international analytics
group at Bear Stearns in London. She has appeared internationally on BBC World and BBC Radio and nationally in the U.S. on
CNN, CNBC, MSNBC, ABCNews, CSPAN and other TV stations. She has been featured on dozens of radio shows across the U.S. including
CNNRadio, Marketplace Radio, Air America, NPR, WNYC-AM and regional Pacifica stations. Her articles have appeared in The
New York Times, Newsday, Fortune, Mother Jones, Slate.com, The Guardian UK, The Nation.com, The American Prospect, The Left
Business Observer, LaVanguardia, Against the Current and other publications.
Tuesday, May 12, 2009 Rana
Foroohar Newsweek Rana Foroohar This past weekend, I went out to St. John's University in Queens, NY, to meet up with
a bunch of officials from the Grameen Bank, including Nobel prize winner Muhammad Yunus.
Salim Rizvi , BBC Grameen Bank officials believe that reducing poverty through microfinance banking is not just
for developing economies.
Recently, US President Barack Obama also created a $100m
microfinance growth fund for small lenders around world. (The microfinance growth fund would be a partnership of the Multilateral
Investment Fund at the Inter-American Development Bank, the U.S. Overseas Private Investment Corporation and the Inter-American
Investment Corporation. )
Though a good first step, it is still considered a small amount. Grameen Bank in
Bangladesh spends $100m on microfinance every month.
Currently, Grameen America depends
on donations and payments on existing loans. But the bank is planning to apply for a credit-union licence, which will allow
it to accept bigger deposits from US customers. The bank plans to use those deposits for granting more loans to thousands
of people.
Now the bank is expanding to other areas in the US. Soon a branch will open in Brooklyn
and plans include branches in states such as Nebraska and Ohio. Branches of the Grameen Bank are
already operating in several other countries, including Turkey, Indonesia, Costa Rica, Kosovo and Zambia.
2:10 am edt
Wednesday, April 15, 2009 america's last 2 gandhians - & where did we go with journalist
formats of severe test of leadershipThis is quickly
but consciously written so that should you choose to do so you can edit out the deliberate mistakes which come from 2 most
likely "errors of mine" - not having access to some information you may have or trying to oversimplify so that this
story stays on one page
American’s last 2 Gandhians 1 I refer to bill drayton famous for being the epicentre of anyone who believes social entrepreneurs www.ashoka.org are the bees knees, and larry brilliant the person as ceo of www.google.org whose job is to have the most resources to be responsible with the internet; I am not referring to Indian or bangladeshi
expatriates in usa including 2 networks I am aware of - one actually run by a nephew of gandhi and the other teasingly set
up to be a space of conscience within 20 minutes ride from the white house
2 as the horrors of unsustainable
burning bush. "truth is inconvenient" commercials mass media (a third of all us broadcast time) and mba's sponsored
by wall street rolled globalization out over the first decade of this century, Americans and www social network
tools (mainly that deep minority of young or multi-cultured internationalist eg aiesec networks) looking
for something else tended to gravitae around bill drayton and his 1978 evolution of social entrepreneurship; what you
need to know first about bill drayton is he has a saintly (turn the other cheek frame, as well as reputedly having turned
celibate after one tragic childhood love) but also studied law at yale and from his undergraduate days he hosted discussions
on what if usa lawmakers thought like gandhi; he and larry brilliant also went on expeditions in the 1960s? in India with
leading gandhi alumni who walked for hundreds or thousands of miles trying to renegotiate land rights for landless people
-one of the bequests gandhi had in his list of to do's next after his assassination; bill took his lawyer's pen to work
for 10+ years at American environmental protection agencies but got bored with lack of progress and thanks to foundations
like macarthors branched out on his own in 1978 www.ashoka.org ; the interview we made with bill drayton is attached; bill now funds raises for over 2000 local social entrepreneurs-
a movement he started in India and Asia; teamed up with McKisney to do in south America; never wholly got mass for in Africa
though fundraising for his organisation www.ashoka.org would vehemently deny that
3 there are 2 fatal problems with bill's approach; he doesn’t require
the people he funds to develop sustainable system models so they ultimately need more and more aid which is actually the opposite
of what all other entrepreneurial system concepts were ever defined to be before drayton's 1978 coining of social entrepreneur;
McKinseys which is one of the worst of global consultancies (its war on talent at enron literally fired each year those 15%
who made the least money - an organisational design guaranteed to compound promotion of the most corrupting
of professionals, a tribe which when I was involved in 1998 interviews of 100 leaders of one big 5 firm proudly called themselves
Androids) pretty well destroyed ashoka's culture of management; whether Larry Brilliant (bill’s great mate knew this
or not) as larry spent 25 more brilliant years in India doing things like ending the very last case of smallpox and setting
up 10 time cheaper end blindness hospitals , when Larry came to be chosen by Google’s founders to be the internet's
centre of conscious he threw a big networking part for his friend Drayton; got billionaires like Jeff skoll who made his money
as first ceo of ebay on drayton's side as well as Bill Clinton’s networks which previously had more supported bangladeshi
micoentrepreneurs to the extent that they had any grassroot connections
4 ironically , it is the case my maternal
grandafter spent 25 years being converted by gandhi as bombay’s 2 pre-eminent London-trained barristers so unlike other
be the change supporters I am aware that the number 1 revolutionary question gandhi was about is what on earth does a country
or a planet do when its lawmakers and other professional monopolies are spinning rules unsustainably; gandhi didn’t
have all the answers for the planet though he did enough for India and his systemic importance was refereed by Einstein who
basically expected there would be less than 25% chance that when technology made the world more connected than separated we
would have time within one generation to change all the ruling professions so that their Hippocratic oaths became about sustainability
rather than making money for themselves
5 right now all of that 25% connects around the epicentre of Dhaka, not silicon
valley, not wall street, not B Drayton in DC, not an African American in the white house, not London nor other
capital cities of old empires; its a pity that drayton and brilliant wont issue a network correction on their own small wrong
crossroads turn compared with the high and mighty ones of wall street but bill is so mothballed by the people around him that
he probably doesn’t understand how hard friends of bangladesh, nobel peace committees and Muhammad Yunus tried for 3
years to help his social entrepreneur networks before realizing their lack is sustainability investment culture was just another
form of dying aid
6 as I said this was deliberately written to provoke people to edit in lines
of the sort of be more balanced here - you are misinformed here; but in neither usa nor uk have even 2% of young
people understood the 3 choices that we now urgently make to decide whether 21st century repeats the 1910s through wars, depressins
or both, as well as this time not just the destruction of isolated civilisation but the beginnning of the end of competing
with nature's sustainability designs which is not a good thing for any species even one called man to do
route a globalization
maps as wall streeted route b globalization maps as
draytoned route c globalization maps as dhaka
7 if this
was a script for oxford union debate, I would close by asking the house to vote that the one and openly future
journey with a mathematical chance of sustaining 7 billion people and making the most of collaboration network age
media is the road to dhaka
http://yunusforum.net (june 29 be there for youth or sustainability investment's sake or send a collaboration delegate) chris
can you bookmark us to any interesting genre of deep democracy dialogues
eg1 - attached collaboration wish portraits
eg2 below oxford union debates
Growth depends on never letting politicians spend more than one quarter of GDPOxford Union
Debate of 30 May 1996
For the motion : Norman Macrae (CBE
and Japanese Order of the Rising Sun), economist, market futurologist, writer of over 2000 editorials, mainly retired after
5 decades of journalism at The Economist and The Sunday Times Against the motion: Rt Honourable Michael Foot, UK Member of Parliament for Plymouth (1945-1955), Ebbw Vale (1960-1983), Leader of the Labour Party
(1980-1983) and succeeded by Rt Hon Neil Kinnock (1983-1992)
Original text for debate
forwarded by Norman Macrae "Mr President, Sir, On the night
I was conceived in 1922, by a then junior British diplomat in New York, the lucky Americans similarly enjoying themselves
around him had only 8% of their GPs spent by politicians. So Americans in that decade brought the world's cleanest environment
revolution, as they triumphed over that pollutant vehicle the horse, put mankind on motor cars' wheels, and built sudden industrial
strength which alone meant that Hitler, who by my 18th Christmas in 1941 held Europe from Atlantic to 20 miles from Moscow,
was not quite strong enough to shove into gas ovens tiresomely argumentative people like me - and it would later, sir, have
been you and all those so happily arguing still in this House. After the war, we dinosaurs doddered. As I think
the second oldest speaker tonight, I am properly desolate, sir, that we hand on to you of my granddaughters' generation an
advanced world, at present divided into what comprehensive schoolteachers would call three halves. In the 15 countries
of our west European home, politicians spend between 42% and 63% of our GDPs, in deadening ways so job-losing and so sclerotic
that - has old Oxford not noticed this, or does its brain hurt? - unemployment, especially
for those whose European youth has been less gilded than yours, rises at each comparable stage of each successive trade cycle,
and must thus continue until you see why. Politicians' spend of GDP dwindles to "only" 35% in Europe's
next two clear competitor countries. In America and in Japan which I briefly economically advised 35 years ago when its real
GDP at yen exchange rate was one eighth of what it is now. The surge after 1950 by Hiroshimaed Japan in (eg) life expectancy
(49 years for a Japanese in 1950, way over our 79 for its old ladies now) - plus its leapfrog beyond us in living standards,
in education for its humblest inter-city children circa six times better than ours, in lower crime - was to us who tended
it then by far the most exciting sudden forward leap in all the economic history of the world. Do note that it started, and
had its main impetus, when its politicians spent only 24% of its GDP. In both Japan and America state spending has been subjected
to an upward creep - a good soubriquet, that, for Clinton and Blair and Hashimoto - but since politicians' GDP pinch is still
curbed to only 35%, both still exceed Europe in faster innovation and thus fuller employment. The 1950s-1960s role
of Japan is now carried forward by the third group of competitors poised to pinch our patrimony. The Hong Kongs and Singapores,
which were coolie countries when I first saw them, have duly passed Britain in living standards, in inner city non-yobdom,
in far better education than ours for the mass of their 17 year olds - even though, no sir, because their politicians spend,
by IMF valuation, only 18% of their GDPs. Has the penny really not dropped among Oxford's dreaming spires? When
technology surges forward as in this computer age, the new wealth of nations springs from three main manifestations of human
wit. One, a relentless daily search among a million competing profit centres on how best next to improve use of that technology
next morning. Second, maximum competition in forecasting and guessing and experimenting with what the future may bring. Never
allow politicians' monopoly in that. Third, I am sorry if this offends, avoid yesterday-cuddling trade unionisation of who
does which, when, at what fixed price, and traditionally how. In our lifetime, it has been proven (a) that free markets bring
forth those three qualities circa six times more efficaciously than when politicians say "let's appoint a monopoly organisation
to produce some bright wheeze like a channel tunnel", ooh; and proven (b) that international institutions and politicians
(of all parties) fib incredibly about the statistical results of this. When Brussels said that communist East Germany
had surpassed Harold Wilson's Britain in prosperity, and Ted Heath and a credulous BBC trilled agreement, I went to East Germany.
Anybody who noticed a Trabant was not worth a Mercedes, could see East Germany outproduced even Wilson's Britain only in pollution
and steroid-drugged lady shot-putters. In its most showpiece factories I assessed productivity at some one-sixth of Wilson's
Britain's factories per man and per almost every other unit of input. When the Berlin Wall came down, my assessment proved
to have been a little too kind to socialism as usual. If you compared the state factories of North Korea with the private
factories of South Korea, you'd get the more dramatic figures typical of Asia. In the early 1990s the nationalised telephone
utility of India had 40 times more employees than the privatised telephone utility of Thailand, although little Thailand was
then just passing mighty India in the number of telephones actually working. In Europe, we have the usual figures
which might seem rude to the right honourable ex-member of Ebbw Vale. In the dozen years since British steel was privatised,
its productivity per man has risen six times. If he says this is because of wicked sackings and shuttings, remember that Oxford's
Attlee in 1947 told Britain's then 367,000 coalminers that coming public ownership would ensure nobody producing such valuable
stuff as coal would lose his job this century. It is only the long overdue privatisation that can save even 12,000 of those
jobs now, but don't let me claw at scabs of old wounds. The question for your generation, sir, is whether you are
going to drive ever more underclass Britons into unemployment by allowing five vital industries (accounting for three quarters
of public expenditure) to be run by politicians at circa one sixth the efficiency that freer markets would bring. These are
(1) social security insurance; (2) education; (3) health insurance; (4) a regulatory bureaucracy now five times larger than
in Kaiser Wilhelm's Prussia; (5) crime non-prevention. In education you will have to move to competitive vouchers,
with payments highest for those who set up competitive schools in the worst inner cities, where state teaching of both facts
and behaviour has incredibly declined in the past 50 years, while private industry has spread once unimaginable durables like
colour tvs from 0 to 98% of households. One part of education (assessing by computer a particular child's learning pattern,
seizing from that the next questions or facts to impart) will become telecommunicable from far countries. Bovine politicians
don't see the same is true of social security insurance (if clients choose to stick to behaviourial norms like staying in
married families, you can insure them and theirs far more cheaply against most social ills), and in health insurance (where
doctors from Singapore will diagnose the right medical and diet regimes for the tummy from Wigan just X-rayed down their screens).
The world's greatest experts on these three and other telecommutable subjects will congregate in the lands with lowest taxation,
and all of you voting against tonight's motion will just be brutalising, ruining and killing poorer people if you say that's
jolly unfair to British politicians' monopoly welfare state. Crime rates will depend on whether you elect over-arrogant
politicians. In the first decade of my life America produced gangsterdom as well as boom, because its politicians (in a folly
my dad said would never be repeated) decreed alcohol could only be sold by Capone's vicious criminals. In this last decade
of my life two-thirds of British crime is drug-related, because politicians decree sales of other drugs must be profitably
reserved only for criminals. Under any sensible tax plus licensing regime such as we now have for alcohol, you don't get 15-year
olds hooked on a wild and muggery-necessitating £200 a day alcohol mania, because a pub, fearing a loss of licence,
would refer any such client for special treatment. In crime prevention we will also have to move to the methods of Japan,
which has one seventh as many lawyers as we, a court system based on "did he do it, and how most cheaply to stop him
doing it again?" which does not include stuffing hordes into expensive British prisons which statistically make inmates
more likely to reoffend. Can you see any other trade apart from heavily trade unionised British prison screws who
have actual negative gross production? Yes, a few feet away. A chart from that Swedish Royal Commission chaired by the profs
who award the Nobel prize in economics showed that the most effective number of members of parliament for a country of Britain's
size would be 90-something. We have 651, and for the imminent general election they have pushed it up to 659 jobs for the
boys. I'd like to end on a more kindly note. If I'd been told in youth that politicians would spend 42% of Britain's
GDP, which is more than Hitler spent of Germany's GDP in 1937, I'd have assumed we would by now be living under a monstrous
tyranny. After 50 years of reporting on parliament, let me end with my favourite story which shows it just as an elephant's
joke. The story is denied by the two self-credulous politicians concerned, but confirmed by the Americans who observed it.
One day in the mid-80s, a party of American tourists was as usual being shown reverently around the palace of Westminster.
The Lord Chancellor of England appeared in full gig on a staircase above them, and he needed to talk, on some matter of altering
a timetable, to the Right Hon gent's successor as Labour leader who was disappearing down a corridor the other way. so Lord
Chancellor Hailsham, in full-bottomed wig and black and gold robe, called to the other by his Christian name. Over the heads
of the American tourists, he bellowed "Neil". Instantly, and without hesitation, all the American tourists
in the middle fell fully to their knees. A similar obsequiousness is not required to all the forecasts I have shouted at you
this evening. A small genuflection will suffice to the simple rule by which your generation could octuple Britain's real national
income during the 40 years of marvellously increasing computer technology which will be your working lives. That rule, sir,
is never, never, allow politicians to pinch and spend more than a quarter of GDP. Everything will be so easy for the poorest
of your contemporaries if only you understand that."
Tuesday, March 17, 2009 Dear Alan and Tony- as
discussed previously I am aiming to complete draft rules on the 10 roles that determine whether sustainability or its destruction spins systematically around
free markets and organisational goodwill. You spend a lot of your lifetimes on the customer role connecting to leadership.
Do you have any editing suggestions to this draft? chris macrae http://www.journalistsforhumanity.com/ tel 301 881 1655 - future capitalism party of 009- do you wish to join party with Nobel Laureate Muhammad
Yunus , 29 June , Dhaka - day after professor Yunus' 69th ______________________________________________________ Ultimately the voice of the customer is
to choose which organisations continue to exist –this is direct if the game is being played in business sector where
individual choices of enough customers continuously determine whether an organisation is sustained and more collective in
other sectors. We believe that what most makes or breaks
the trust of customers is whether the organisation is spinning an informed or misinformed relationship with those whose custom
it most seeks to sustain. If you are playing from this seat you might wish to look at a site such as http://www.cluetrain.com which describes how different types of media and messages could be used to inform
or misinform.  Businesses in particular
should be designed to serve a segment of customers (whilst compounding no harm on anyone). What most breaks my trust is a
business that seeks to profit disproportionately from my ignorance (eg like most people I am relatively ignorant about stuff
I only occasionally need to buy, particularly in a sudden crisis) by being non-transparent with its cost/pricing structure
or pretending that I am one of the customers it is designed to serve when it isn’t. Of course the customer role depends acutely on how vital the problem which a purchase
is seeking a solution to. But in turn no industry sector should lose touch with what its most vital purpose is. Why would
customers want to spend their money? employees want to spend their lives? societies want to host an industry or organisation which
is evolving no human and communally good purpose whatsoever? Although
the customer role may sound simple when described in these terms, over the last third of a century an awful lot of global
media has been developed that is intent on dumbing down instead of smartening up customers. At the same time as the cluetrain
web shows the possibility of internet media is to be the smartest and most collaborative humans have ever worked with. But
this is where the customer role increasingly needs to be "interactively" smart in choosing the media that it
values an organisation using. Over the last quarter of a century we have all joined in that generation with an unique responsibility
to the sustainability of our species. The one that ultimately decides how satellite communications removes the cost of geographical
distance between peoples and make us ever more interconnected. This most extraordinary change in the history of our species
will determine one of 2 opposite outcomes will 7 billion people communicate round – the scenario in which hi-trust
multiplies and we search out solutions to all peoples life-critical needs before celebrating more trivial things like who
is best at hitting a ball into a hole? or will an orwellian big brother world spin
in which ever fewer big powers control the rest of humanity by trapping people in misinformation and literally using adverts
and other media to addict. Of
course this means that the customer-trust seat and the society-trust seat need to value
each other’s win-wins more and more. This is the most important responsibility of journalists for humanity and other “economic” professionals advising leadership on how to do no harm as well as pursue the greater
good that is assumed whenever debates on free markets are truly staged. We info@worldcitizen.tv are happy to try and help you search out such people if you ever start playing
a game whose free market is one where the customer seat becomes life-critical.
Monday, January 12, 2009 heads up on embargoed info to 26 janSam Have your team already briefed rick wartzman in california - he is a former full-time journalist but may know some
still mass channelling; he heads the drucker institute; was one of the few people to publicly interview Dr Yunus on his book
tour this time last year as well as his own interests in waving your fabulous news on millennium goal pracfice
- and mapping who at drucker's school might be most interested because yunus and drucker mean(t) by knowledge working
what few others in Knowledge Management on west coast internet mean, Rick may know how to contact jane wales who calls
yunus the world's number 1 problem solver and thus the one Obama needs as his counsel and alan webber who wrote in usa today back
in march http://www.usatoday.com/printedition/news/20080521/oplede_wednesday.art.htm that we need to unite Nobel economics and peace prizes - boy that's the first thing Obama should ask of Nordica region Its possible that kevin will know Vivian the partly french lady at huffingtonpost because I think she is connected
with the film of yunus that the french have been making for 5 years - I am not sure about that all of that team's media abilities but
its clear where Vivian Norris de Montaigu is coming from Toasting 2009 - Year of Optimism 27 Dec 08 Muhammad Yunus and the Financial Crisis: The Human Element Nov08 In praise of Obama's mother and entrepreneurially choosing which women to put in charge of economies Nov08 Bring Back Trust in banking sept08 The Upside-Down Banker April 08 MY - 2 most productive hours I have ever spent March 08 Davos and 2 Capitalisms Jan08 There are more solutions than problems Nov07 (if you get at sneak at the book of creating a world without poverty) Two people who need a special
(ie timeless) brief because they are not going to write anything immediatley but want yunus choice debated are Charlie
Rose in NY and David Frost in London. The problem being instead of interviewing yunus live they need some time to reflect
the bigger future stories that are connecting around him which its difficult to ask if you havent had a brief first. There
is a bigger (much more pessimst's) problem at The Economist and Financial Times becasue unlike Frost and Rose who
are at least on the side of questioning choice, their reporters haven't questioned the futures wall street was spinning for at
least 8 years and they haven't exponentially questioned their own assumptions of what Free market means in each sector-and
frankly economists who dont transparently try to question exponentials arent worth an Enron damn and nor an Orleans levee
-at least btaht was the brief of the founder of The Economist in 1843 and it does no harm to inter-action it chris
Wednesday, December 24, 2008 In association with mapmakers at valuetrue.com worldeconomist.net trilliondollaraudit.com usgreen.tv worldclassbrands.tv and worldentreprenneur.net FutureCapitalism Ning (join us...) info@worldcitizen.tv (Washington DC bureau 301 881 1655) asks for your nominations of journalists who do most to unite nobel prizes of economics
and peace -100 = best -some examples from early searches of 008
100 Vivian Norris De Montaigu
100 Alan Webber
99 Jane Wales
98 Kuttner
91 Team Huffington
90 Ms Magnusson
80 Rick Wartzman
30 Wall Street Journal
0 Financial Times & The Economist and BBC
Community Crises of Banking*Solar Energy*Media Truth There
are some variations on your theme jerry but yes unless a nobel prize is awarded to those who practice the social business economics
of 10 times lower cost branding and marketing channels we will never get there ... systemicly we, the networking generation, will never see maps of how a
humanly sustainable globalisation is possible that much was made clear by my father's work at The Economist and
written up in 1984 http://www.normanmacrae.com/netfuture.html ; we will consign my 11 year old daughter's generation to the Big Brothered hell of seeing the planet fall
apart naturally, economically and socially- something up with which I will not put MICRO VERSUS MACRO (in this sense macro
systemisation = wall street economics sponsored by the biggest and most short-run and what my father's 1984 published
works called disgraceful political chicanery accidentally created by tv mass media (non-free market) age;
in every way the oposite of hi-trust service economics http://www.normanmacrae.com/intrapreneur.html micro = economics sponsored by those who believe in microentrepreneuship and transparency's mediation of exponential
sustainability around context/community purposeful compound investment) YES WE CAN use millennium goal mediated www to map free market of ending poverty OK , so the 2 economics -competition between micro (goodwill transparency networks) and Macro blindwill
(see year 2000 book Unseen wealth Brookings/georgetown Law school) - can exist side by side with people in
rich cities continuing to make choices: do we want to buy images that cost 10 times more than the basic product
if they wish; yunus future capitalism, mackey conscious capitalism, kuttner's 2007 book debating capitalism www.squanderingofamerica.com - see & help co-create events at http://futurecapitalism.ning.com/events (sadly I cannot see how gates creative capitalism genre connects with yunus. mackey, kuttner, obamanomics but I am delighted
if a transparent debate of this proves me to have missing info) NB
Whole Truth of Economics assumptions but we certainly dont
have 'free marketing principles' existing until there is space for every youth to know that if they want to explore how
to compound 10 times less cost or less risk marketing in each specific global market sector there is a way in to connecting
to practitioners of this 1 one way to make it clear of what
is involved is to award the nobel economics prize jointly to yunus and any national
leader who does the following ok banks we have bailed you out - part of the deal is we want one nationwide
mutual chain of microcredit banks; this will be run by and for the taxpayer but by the smartest microcredit people not politicians
and mr banks we expect in 10% of your outlets you to put a desk where poor people who want to get loans to invest in
their producivity can get in touch with this nationwide mutual bank- the same desk can have local contact points of how to
practice mutual solar energy; how a community can insure its own health service -other innovations that community-up banking
is now proving how to sustainably invest in In each country you have to ask yourself why would this be politically,
culturally or socially incorrect. I cannot think of a single reason why it would be politically incorrect for obama to annonce
this on day 1 of hius inauguration - isnt its simply economics true to the yes we can party way 2 at http://journalistsforhumanity.com http://socialaction.tv we log up journalists and other people who host public media who get this; the list is already far longer than
I know and so please email me in whenever you see someone. just as examples: 2.1 http://www.usatoday.com/printedition/news/20080521/oplede_wednesday.art.htm alan webber specifically proposed the double nobel prize in usa today -previously alan had been a co-creator of fast
company the magazine that started up as an alternative to the harvard businass review; at its height held 100 person monthly
social capital meetings in over 200 cities across the world but got caught up as being seen as a dotcom thing whereas it needed
the depth of real microcredit 2.2 there are many amazing california hosts who have Q&A's yunus in public-
the 2 I remember most are : rick wartzman, a journalist who is now head of the Drucker Institutes http://www.smbaworld.com/id42.html (a space where we transcibe yunus public debates and will add in videos from http://yunus10000.com - work in progress) jane wales http://wacsf.vportal.net/?fileid=5634 whose interview last month of yunus as the number 1 problem solver she ever met has extraordinary advice on choices
facing obama that any economist should have to debate when dr yunus was in glasgow last month, the daughter
of the BBC's famous quizmaster magnus magnussoon very postivively interviewed dr yunus on bbc radio; magnusson came from iceland
in 2008 the first nation whose people were bankrupted by international financial corruption since the same
happened to scotland in 1700 - it was because of the hostile takeover by england of scotland that adam smith developed both
his frameworks of free markets and relative advantages of nations but most of what he framed is now quoted 180- degrees
against the logics he was actually proposing; we face the same danger todays with MFIs being designed around opposite system
of microcredit which is another erasone why yes we can economics needs the nobel prize in 2009 Inger how can we
help you organsise colaboration cafes in norway around the topic of merging nobel economics and peace celebrations? chris macrae washington dc 301 881 1655 ============== Kuttner The Post, Post Partisan
President http://www.huffingtonpost.com/robert-kuttner/the-post-post-partisan-pr_b_150938.html Barack Obama has made it very clear that he intends to govern as a bridge-builder. Ideology is a bad word in Obamaland.
He will lead as a pragmatist, and also reach across the aisle to Republicans. This stance has stimulated a passionate
debate among progressives, on HuffingtonPost and elsewhere. For some, this is just the latest disappointing case of a candidate
arousing the hopes of the center-left but governing from the center-right (viz. Jimmy Carter, Bill Clinton, Tony Blair, Gerhardt
Schroeder). Hey, it's capitalism, what did you expect? For others, this is neither politics as usual nor capitalism
as usual, Nor is Obama the president as usual. And so it will not be opportunistic pragmatism as usual. In the new normal,
what is pragmatic is actually fairly left wing. If massive public spending, and re-regulation of Wall Street, and green energy,
and universal health coverage can be characterized as mere pragmatism, bring it on. We can acknowledge later that we have
moved the center to the left and shifted the prevailing ideology. Clever guy, this Obama. But what about the post-partisan
part? Here again, it may just be shrewd positioning. But if President-elect Obama actually believes that this is a bipartisan
moment, he is in for a rude awakening. The lame-duck Senate Republicans have just blocked the bill to provide temporary
financing for the auto industry needed to give the new administration and Congress time to work with the automakers on a restructuring
plan. Not much bipartisanship there. Indeed, it was George W. Bush, the least bipartisan president in decades, who came to
the rescue of the industry and the Democrats by relying on emergency use of the bank bailout funds. Just imagine what Republicans
will do in the next Congress. If you have been watching or reading Republican pronouncements lately, just about nothing
in the Obama program is likely to get the support of the Republican leadership. Bank re-regulation? The Employee Free Choice
Act? Hundreds of billions for green energy? Universal health insurance? A trillion dollars of stimulus as the downpayment
on a permanent increase in public investment? The Republican story is that the best stimulus is more tax cuts, and that
the money should be found by reducing the deficit. That leaves no room for more public spending, only for more spending-cuts.
And despite the fact that deregulation caused the financial collapse, Republicans still insist that regulation did it--the
evil Community Reinvestment Act (which in fact explicitly required that sound lending standards were not to be waived. Most
subprime lenders were not even covered by CRA.) Here is an easy prediction: When President Obama reaches that hand of
bipartisanship across the aisle, he will find that the Republicans bite it. Of course, it is smart politics to pick
off Republicans for a progressive agenda wherever possible. Splitting the Republicans is much better than splitting the difference.
By January, when Congress takes up the emergency stimulus bill, unemployment will be heading toward double digits, and state
and local governments will be slashing public services. In that emergency climate, Obama may well get some Republicans to
cross over and vote for a Democratic plan. But that strategy is not being bipartisan. It is being an astute partisan.
And there will be many other times when Obama will need to rally all of his Democrats to enact progressive legislation over
the strenuous objection of most Republicans. This economic emergency and its political opportunity is no time to compromise
for the sake of hollow unity. If Obama can win over a few Republicans for a progressive program, great. If he put can Republicans
in the position of haplessly opposing popular and urgently needed legislation, so much the better. By the end of his
first year, either Obama will have put the economy on the path to recovery based on a progressive program that represents
a radical ideological shift; if he achieves that, he will have done it with precious little Republican support. Alternatively,
much of his program will have been blocked by Republican filibusters enabled by a few conservative Democratic allies. Let's
hope it's the former. And let's hope he has the audacity to call progressivism by its name. Either way, one thing Obama will
not be is post-partisan. Robert Kuttner's best selling book is "Obama's Challenge: America's Economic Crisis
and the Power of a Transformative Presidency."
| | | 2009.10.01 | 2009.05.01 | 2009.04.01 | 2009.03.01 | 2009.01.01 | 2008.12.01 
|
DEMONSTRATION Trillion Dollar Global Sector SCENARIOS
 |  | . |
| | | |
| | |
| Extract from The Importance of Dr Yunus by Norman Macrae n.a.macrae.42@cantab.net
THE IMPORTANCE OF DR YUNUS By Norman Macrae The Nobel Peace Prize for 2006 was controversially awarded in Oslo to
a "banker for the poor" in once basket case Bangladesh. Since the microcredit system pioneered
by this Doctor Muhammad Yunus really has raised record millions of Bangladeshi women from the world’s direst poverty,
Yunus was greeted on his recent visit to London largely by the misunderstanding Left. But as my friends
and I had lunch with him, we thrilled to openly explore his stated aim to "harness the powers of
the free market to solve the problems of poverty", and his brave belief that he can "do exactly that". This
apparent appearance of a viable system of banking for the poor has important implications we had better start by examining
how microcredit almost accidentally came about. START IN A STARVING VILLAGE During Bangladeshi's terrible famine year of 1974, Dr Yunus (who had attained the doctorate of
economics in a fairly free market American university) was back at his 1940 birthplace of Chittagong as a Professor of Economics
at the university there. He took a field party of his students to one of the famine threatened villages. They analysed that
all 42 of the village’s small businesses (tiny farm plots and retail market stalls) was indeed going bust unless they
could borrow a ridiculously tiny total $27 on reasonable terms.
If you can become an angel for $27, why not rehearse for becoming a superangel? open source Grameen America
-a top 30 video selection for humanity from futuresunited.com |
First thought was to give the $27
as charity. But Yunus lectured that a social business dollar that had to be paid back from careful use in an income generating
activity, was much more effective than a charity dollar which might be used only once and frittered away. All of those first
42 loans were fully repaid, and lent back, and after 9 years further experiments Yunus in 1983 founded his Grameen (which
means Village) Bank. Its priority was to make loans that were desperately needed by the poor instead of the usual banking
priority to make the safest loans to the rich who could provide collateral against what they happened to want to borrow.
In the next 23 years, Grameen provided
$6 billion of loans to poor people with an astonishing 99% repayment rate. In 2006, it had seven million borrowing customers,
97% of them women (who tend to be the poorer sex in rural Islamic societies) in 73000 villages of Bangladesh. Microcredit had by then reached 80% of Bangladeshi’s poorest rural families and over half of Grameen’s own borrowers
had risen above the absolute poverty line.
When a Grameen bank manager goes to a new village, he has entrepreneurially to search for poor but viable borrowers . He
earns a star if he achieves 100% repayment of loans, and another star if he attains achievement of the 16 guarantees that
all customers are asked to pledge, ranging from intensive vegetable growing through attendance of all children at school,
to abolition of dowries. A branch with five stars would often transfer to ownership by the poor women themselves. A branch
with no stars would be in danger of closing, so borrowers tend to rally round with suggestions, such as which unreliable repayers
to exclude.
IN SEARCH OF OPEN SOURCE FRANCHISES FOR MICROENTREPRENEURS
An early breakthrough -and replicable income generator- was the profession
of telephone ladies. They borrowed enough to buy a cheap mobile phone from a Grameen subsidiary. They world draw fees for
phoning to see if more profitable prices for crops were available in a neighbouring village, and from anybody who wanted to
hire the phone to contact the outside world. This is a job that could only become important in a microcredit setting; the
owner of a mobile phone in richer suburbia would not find many customers to hire her set.
One special desire
of Yunus was to improve the nutrition of poor children in the villages of Bangladesh, and so
Future Capitalism first social business multinational partnership came to be branded with the large French food
multinational called Danone. The brand architecture of Grameen-Danone was test marketed to find what sorts of fortified yogurt Bangladeshi children would like. Although
Danone at first wanted large plants with refrigerated systems, Grameen won the debate to make then small plants who bought
local milk and very cheap local distributors who knew which families had children who might buy the cheap yogurt fresh. Danone
had to agree not to pay any dividend from the sales of the yogurt in Bangladesh so as to keep
the price cheap at a few US cents per cup, but its $1 million investment remains returnable and it has learnt a lot about
sales of a new product in poor countries.
THE FUTURE
Will such Social Businesses spread as far as Yunus hopes? A
lot depends on human co-creattity. Great leaps like Microsoft’s invention of good software are often made by small
but initially hugely profit making small businesses. So it may be easy for | Is there is a better 5 month report on Future Capitalism? - RSVP map@smbaworld.com
...............................................................................................................................................................................................
142nd MIT Commencement address, by Muhammad Yunus, June 6.2008 http://web.mit.edu/newsoffice/2008/yunus-0606.html
. Good Morning: It as a very special privilege for me to speak at the commencement ceremony of this prestigious
institution. What a wonderful feeling to be here today. To be with all of you, some of the brightest minds in the world, right
at a moment when you decide the path you will embark on in life. You represent the future of the world. The choices that you
will make for yourself will decide the fate of mankind. This is how it has always been. Sometimes we are aware of it, most
of the time we are not. I hope you'll remain aware of it and make an effort to be remembered not simply as a creative generation
but as a socially-conscious creative generation. Try it.
I had no idea whether my life would someday be relevant
to anyone else's. But in the mid-seventies, out of frustration with the terrible economic situation in Bangladesh I decided
to see if I could make myself useful to one poor person a day in the village next door to the university campus where I was
teaching. I found myself in an unfamiliar situation. Out of necessity I had to find a way out. Since I did not have a road-map,
I had to fall back on my basic instinct to do that. At any moment I could have withdrawn myself from my unknown path, but
I did not. I stubbornly went on to find my own way. Luckily, at the end, I found it. That was microcredit and Grameen Bank.
Now, in hindsight, I can joke about it. When people ask me, "How did you figure out all the rules and procedures
that is now known as Grameen system ?" My answer is : "That was very simple and easy. Whenever I needed a rule or
a procedure in our work, I just looked at the conventional banks to see what they do in a similar situation. Once I learned
what they did, I just did the opposite. That's how I got our rules. Conventional banks go to the rich, we go to the poor;
their rule is -- "the more you have, the more you get." So our rule became -- "the less you have higher attention
you get. If you have nothing, you get the highest priority." They ask for collateral, we abandoned it, as if we had never
heard of it. They need lawyers in their business, we don't. No lawyer is involved in any of our loan transactions. They are
owned by the rich, ours is owned by the poorest, the poorest women to boot. I can go on adding more to this list to show how
Grameen does things quite the opposite way.
Was it really a systematic policy æ to do it the opposite way
? No, it wasn't. But that's how it turned out ultimately, because our objective was different. I had not even noticed it until
a senior banker admonished me by saying : Dr. Yunus, you are trying to put the banking system upside down." I quickly
agreed with him. I said : "Yes, because the banking system is standing on its head."
I could not miss
seeing the ruthlessness of moneylenders in the village. First I lent the money to replace the loan-sharks. Then I went to
the local bank to request them to lend money to the poor. They refused.
After months of deadlock I persuaded them
by offering myself as a guarantor. This is how microcredit was born in 1976. Today Grameen Bank lends money to 7.5 million
borrowers, 97 per cent women. They own the bank. The bank has lent out over $ 7.0 billion in Bangladesh over the years. Globally
130 million poor families receive microcredit. Even then banks have not changed much. They do not mind writing off a trillion
dollars in a sub-prime crisis, but they still stay away from lending US $ 100 to a poor woman despite the fact such loans
have near 100 per cent repayment record globally.
While focusing on microcredit we saw the need for other types
of interventions to help the rural population, in general, and the poor, in particular. We tried our interventions in the
health sector, information technology, renewable energy and on several other fronts. Since we worked with poor women, health
issue quickly drew our attention. We introduced health insurance. We succeeded in developing an effective healthcare program
based on health insurance, but have not been able to expand this program because of non-availability of doctors. Doctors are
reluctant to stay in the villages. (It has become such a big bottleneck that we have now decided to set up a medical college
to produce doctors.) Under the program a villager pays about US $ 2.00 a year as health insurance premium, to get health coverage
for the entire family. Financially it is sustainable.
I became a strong believer in the power of information technology
to change the lives of the poor people. This encouraged me to create a cell-phone company called Grameen Phone. We brought
phones to the villages of Bangladesh and gave loans to the poor women to buy themselves cell-phones to sell their service
and make money. It became an instant success.
Seventy percent of the population of Bangladesh do not have
access to electricity. We wanted to address this issue by introducing solar home system in the villages. We created a separate
company called Grameen Shakti, or Grameen Energy. It became a very successful company in popularising solar home system, bio-gas,
and environment-friendly cooking stoves. It has already reached 155,000 homes with solar home systems, and aims to reach one
million homes by 2012. As we started creating a series of companies around renewable energy, information technology, textile,
agriculture, livestock, education, health, finance etc, I was wondering why conventional businesses do not see business the
way we see it. They have different goals than ours. We design our businesses one way, they design theirs in another way.
Conventional businesses are based on the theoretical framework provided by the designers of capitalist economic system.
In this framework 'business' has to be a profit-maximizing entity. The more aggressively a business pursues it, the better
the system functions æ we are told. The bigger the profit, the more successful the business is; the more happy investors
are. In my work it never occurred to me that I should maximize profit. All my struggle was to take each of my enterprises
to a level where it could at least be self-sustaining. I defined the mission of my businesses in a different way than that
of the traditional businesses.
As I was doing it, obviously I was violating the basic tenet of capitalist system
æ profit maximization. Since I was engaged in finding my own solution to reach the mission of my business, I was not
looking at any existing road maps. My only concern was to see if my path was taking me where I wanted to go. When it worked
I felt very happy. I know maximization of profit makes people happy. I don't maximize profit, but my businesses are a great
source of my happiness. If you had done what I have done you would be very happy too! I am convinced that profit maximization
is not the only source of happiness in business. 'Business' has been interpreted too narrowly in the existing framework of
capitalism. This interpretation is based on the assumption that a human being is a single dimensional being. His business-related
happiness is related to the size of the profit he makes. He is presented as a robot-like money-making machine.
But
we all know that real-life human beings are multi-dimensional beings æ not uni-dimensional like the theory assumes.
For a real-life human being money-making is a means, not an end. But for the businessman in the existing theory money-making
is both a means and also an end.
This narrow interpretation has done us great damage. All business people around
the world have been imitating this one-dimensional theoretical businessman as precisely as they can to make sure they get
the most from the capitalist system. If you are a businessman you have to wear profit-maximizing glasses all the time. As
a result, only thing you see in the world are the profit enhancing opportunities. Important problems that we face in the world
cannot be addressed because profit-maximizing eyes cannot see them.
We can easily reformulate the concept of a
businessman to bring him closer to a real human being. In order to take into account the multi-dimensionality of real human
being we may assume that there are two distinct sources of happiness in the business world æ 1) maximizing profit, and
2) achieving some pre-defined social objective. Since there are clear conflicts between the two objectives, the business world
will have to be made up of two different kinds of businesses --1) profit-maximizing business, and 2) social business. Specific
type of happiness will come from the specific type of business.
Then an investor will have two choices æ
he can invest in one or in both. My guess is most people will invest in both in various proportions. This means people will
use two sets of eye-glassesæ profit-maximizing glasses, and social business glasses. This will bring a big change in
the world. Profit maximizing businessmen will be amazed to see how different the world looks once they take off the profit-maximizing
glasses and wear the social business glasses. By looking at the world from two different perspectives business decision-makers
will be able to decide better, act better, and these decisions and actions will lead to a dramatically better world.
While I was wondering whether the idea of social business would make any sense to the corporate world I had an opportunity
to talk to the chairman of Danone Group Mr. Franck Riboud about this subject. It made perfect sense to him right away. Together
we created Grameen Danone company as a social business in Bangladesh. This company produces yogurt fortified with micro-nutrients
which are missing in the mal-nourished children of Bangladesh. Because it is a social business, Grameen and Danone, will never
take any dividend out of the company beyond recouping the initial investment. Bottom line for the company is to see how many
children overcome their nutrition deficiency each year.
Next initiative came from Credit Agricole of France.
We created Grameen Credit Agricole Microfinance Foundation to provide financial support to microfinance organizations and
social businesses. We created a small water company to provide good quality drinking water in a cluster of villages of Bangladesh.
This is a joint venture with Veolia, a leading water company in the world. Bangladesh has terrible drinking water problem.
In a large part of Bangladesh tubewell water is highly arsenic contaminated, surface water is polluted. This social business
water company will be a prototype for supplying safe drinking water in a sustainable and affordable way to people who are
faced with water crisis. Once it is perfected, it can be replicated in other villages, within Bangladesh and outside.
We have already established an eye-care hospital specializing in cataract operation, with a capacity to undertake 10,000
operations per year. This is a joint venture social business with the Green Children Foundation created by two singers in
their early twenties, Tom and Milla, from England and Norway.
We have signed a joint-venture agreement with Intel
Corporation, to create a social business company called Grameen-Intel to bring information technology-based services to the
poor in healthcare, marketing, education and remittances.
We also signed a social business joint venture agreement
with Saudi German Hospital Group to set up a series of hospitals in Bangladesh.
Many more companies from around
the world are showing interest in such social business joint ventures. A leading shoe company wants to create a social business
to make sure that nobody goes without shoes. One leading pharmaceutical company wishes to set up a joint venture social business
company to produce nutritional supplements appropriate for Bangladeshi pregnant mothers and young women, at the cheapest possible
price.
We are also in discussion to launch a social business company to produce chemically treated mosquito-nets
to protect people in Bangladesh and Africa from malaria and other mosquito-borne diseases.
Your generation can
bring a breakthrough in changing the course of the world. You can be the socially-conscious creative generation that the world
is waiting for. You can bring your creativity to design brilliant social businesses to overcome poverty, disease, environmental
degradation, food crisis, depletion of non-renewable resources, etc. Each one of you is capable of changing the world. To
make a start all that each one of you has to do is to design a business plan for a social business. Each prototype of a social
business can be a cute little business. But if it works out, the whole world can be changed by replicating it in thousands
of locations.
Prototype development is the key. In designing a prototype all we need is a socially-oriented creative
mind. That could be each one of you. No matter what you do in your life, make it a point to design or be involved with at
least one social business to address one problem that depresses you the most. If you have the design and the money, go ahead
and put it into action. If you have the design but no money, contact your dean -- he will find the money. I never heard that
MIT has problem in finding money when it has a hot idea in its hand. MIT can even create a social business development fund
in anticipation of your requests.
I can tell you very emphatically that in terms of human capability there is no
difference between a poor person and a very privileged person. All human beings are packed with unlimited potential. Poor
people are no exception to this rule. But the world around them never gave them the opportunity to know that each of them
is carrying a wonderful gift in them. The gift remains unknown and unwrapped. Our challenge is to help the poor unwrap their
gift.
Poverty is not created by the poor. It is created by the system. Poverty is an artificial imposition on people.
Once you fall outside the system, it works against you. It makes it very difficult to return to the system. How do we change
this? Where do we begin ?
Three basic interventions will make a big difference in the existing system : a) broadening
the concept of business by including "social business" into the framework of market place, b) creating inclusive
financial and healthcare services which can reach out to every person on the planet, c) designing appropriate information
technology devices, and services for the bottom-most people and making them easily available to them.
Your generation
has the opportunity to make a break with the past and create a beautiful new world. We see the ever-growing problems created
by the individual-centered aggressively accumulative economy. If we let it proceed without serious modifications, we may soon
reach the point of no return. Among other things, this type of economy has placed our planet under serious threat through
climatic distortions. Single-minded pursuit of profit has made us forget that this planet is our home; that we are supposed
to make it safe and beautiful, not make it more unliveable everyday by promoting a life-style which ignores all warnings of
safety.
At this point let me give you the good news. No matter how daunting the problems look, don't get brow beaten
by their size. Big problems are most often just an aggregation of tiny problems. Get to the smallest component of the problem.
Then it becomes an innocent bite-size problem, and you can have all the fun dealing with it. You'll be thrilled to see in
how many ways you can crack it. You can tame it or make it disappear by various social and economic actions, including social
business. Pick out the action which looks most efficient in the given circumstances. Tackling big problems does not always
have to be through giant actions, or global initiatives or big businesses. It can start as a tiny little action. If you shape
it the right way, it can grow into a global action in no time. Even the biggest problem can be cracked by a small well-designed
intervention. That's where you and your creativity come in. These interventions can be so small that each one of you can crack
these problems right from your garage. If you have a friend or two to work with you, it is all the more better. It can be
fun too.
You are born in the age of ideas. Ideas are something an MIT graduate, I am sure, will not run out of.
The question I am raising now -- what use you want to make of them ? Make money by selling or using your ideas ? Or change
the world with your ideas? Or do both ? It is upto you to decide.
There are two clear tasks in front of you --
1) to end poverty in the world once for all, and 2) to set the world in the right path to undo all the damage we have done
to the environment by our ignorance and selfishness. Time is right. Your initiatives can produce big results, even lead you
to achieving these goals. Then yours will be the most successful generation in human history. You will take your grand-children
to the poverty museums with tremendous pride that your generation had finally made it happen.
Congratulations,
for being part of a generation which has exciting possibilities, and advance congratulations to you all for your future successes
in creating a new world where everyone on this planet can stand tall as a human being. Thank you. |
Empowered by SMBAworld.com and friends of Yunus Forums
uniting future history & herstory:-
bankers to the poor<>intrenetworkers for the poor.  |
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“Dictionary World Record Jobs Creators” 
